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When Accuracy Counts

Henderson and Associates professional and reliable service has been serving mortgage lenders, attorneys, municipalities and private individuals since 1987. Our firm possesses the expertise required for meeting the challenges of today’s high technology real estate market. A collaborative approach to valuation problems and understanding of market trends puts Henderson and Associates at the leading edge of real estate valuation. Our approach also allows our clients to benefit from the total experience of our staff to maintain the quality reporting our customers demand.

As past real estate lenders and agents our staff understands lending requirements which aides in providing high quality data to help our clients make informed financial decisions.

The staff at Henderson and Associates holds valuable expertise for evaluating commercial and residential properties regardless of a properties current life cycle.

Contact us today with all your Real Estate valuation questions.


RE Appraisers Blog

  • Low Value = Material Deficiencies? New FHA ROV Policy May 3, 2024
    The implication that if the VALUE is too low, then there must be “material deficiencies” present, is deeply troubling!  Up until recently, there has never been a standardized policy for mortgage loan related Reconsideration of Value (ROV) requests after an appraisal has been submitted. Now there is, per the attached PDF HUD/FHA mortgage letter. The GSE’s hav […]
    Dave Towne
  • GSE Exec Boasts Scheme to Slash Appraiser Numbers May 2, 2024
    At a recent appraisal event, a GSE executive, after a few drinks, privately told his nearby colleagues that we suck as an industry. Last year, Phil Crawford and I reported on GSE efforts to send unsigned complaints to state boards at scale. Appraisers had no recourse but to defend themselves from the state boards without knowing who their accusers were. The […]
    Jonathan Miller
  • Fannie Wants to Script Conclusions of Outside Analyst – Believes It Is Above the Law April 29, 2024
    Government-sponsored mortgage giant Fannie Mae is essentially forcing banks to repurchase any loan it wants if [the appraiser] refuses to use the comparables Fannie has selected.  [The corporation] was created by the government, is controlled by the government, and operates for the government’s benefit,” wrote Justice Anthony Kennedy in a unanimous Supreme C […]
    Jeremy Bagott

Daily RE News


Housing Market Trends

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The Hagar Institute

Visit The Hagar Institute for answers to your tough appraiser questions.

CRE Market Insights

Courtesy of the National Association of Realtors.