When Accuracy Counts

Henderson and Associates professional and reliable service has been serving mortgage lenders, attorneys, municipalities and private individuals since 1987. Our firm possesses the expertise required for meeting the challenges of today’s high technology real estate market. A collaborative approach to valuation problems and understanding of market trends puts Henderson and Associates at the leading edge of real estate valuation. Our approach also allows our clients to benefit from the total experience of our staff to maintain the quality reporting our customers demand.

As past real estate lenders and agents our staff understands lending requirements which aides in providing high quality data to help our clients make informed financial decisions.

The staff at Henderson and Associates holds valuable expertise for evaluating commercial and residential properties regardless of a properties current life cycle.

Contact us today with all your Real Estate valuation questions.

RE Appraisers Blog

• Escaping the Black Hole: Appraisers Fleeing Mortgage Lending May 13, 2024
  Climbing out of that black hole is nearly impossible. It’s one reason why many appraisers are vacating mortgage lending appraisal assignments.  This “discrimination settlement” hit the fan last week in a news feed I get. Another appraiser (in CA) settles a discrimination complaint: Oakland homeowner settles with appraiser, lender after $300,000 lowball appra […]
  Dave Towne
• Fannie & Freddie’s AI Appraisal Photo Recognition May 7, 2024
  A colleague recently shared an important heads up regarding Fannie Mae and Freddie Mac’s plans to implement photo recognition AI to analyze appraisal photos. This technology can scan a single photo and extract over 100 data points related to quality, condition, and repairs. For example, it can identify flooring types, appliance models, and even assess light […]
  AppraisersBlogs
• Low Value = Material Deficiencies? New FHA ROV Policy May 3, 2024
  The implication that if the VALUE is too low, then there must be “material deficiencies” present, is deeply troubling!  Up until recently, there has never been a standardized policy for mortgage loan related Reconsideration of Value (ROV) requests after an appraisal has been submitted. Now there is, per the attached PDF HUD/FHA mortgage letter. The GSE’s hav […]
  Dave Towne

Daily RE News

• Keller Williams rescinds changes to its profit-sharing program - HousingWire May 18, 2024
  How AI will transform the mortgage and appraisal industries ... BrokerageReal Estate. Keller Williams rescinds ... Here's how to earn their business.
• SRQ airport fires back at the FAA over land sale dispute - Tampa Bay Business Journal May 18, 2024
  The FAA also expressed concern with how much of the land was appraised, but Piccolo said the entire property was appraised and wondered if documents ...
• Potter-Randall Appraisal District taking applications for property damage tax exemption May 18, 2024
  The Potter-Randall Appraisal District is taking applications for tax exemption based on property damage from severe weather and flooding.

Housing Market Trends

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The Hagar Institute

Visit The Hagar Institute for answers to your tough appraiser questions.

CRE Market Insights

Courtesy of the National Association of Realtors.